We Help Financial Institutions Grow Sustainably
SFA – Sustainable Finance Advisory is a consulting firm that supports banks, leasing companies, and microfinance institutions in building sustainable, inclusive, and efficient lending systems. We focus on climate action and green transition, agricultural and SME lending, credit risk management, and process optimisation in financial institutions in Armenia and across regional emerging markets.
Our Story & Founder
SFA was founded in 2025 by Mikhayil Gevorgyan, a financial sector expert with more than 15 years of hands-on experience in both financial institutions and the advisory sector in Armenia, as well as across Eastern Europe, Central Asia, and the Caucasus.
He has led and contributed to numerous assignments with leading banks and financial institutions, supported by major international development partners such as the ADB, EBRD, EFSE, EIB, FMO, GGF, KfW, among others, as well as central banks and regulatory bodies.
At SFA, we combine hands-on experience from within financial institutions with a deep understanding of international standards and sustainability frameworks, delivering advisory work that is not only technically sound but also tailored to local realities.
Our Values
Practicality
We provide solutions that work in the real world, not just on paper.
Sustainability
We help financial institutions align with climate goals, support the green transition, and strengthen long-term resilience.
Local Insight
We understand the internal realities of institutions and their people because we’ve been there ourselves.
Our Mission & Approach
Our mission is simple: we help financial institutions grow sustainably by providing tools and mechanisms that work in the real world.
We combine strategic frameworks with hands-on implementation, whether developing a green finance strategy, screening a loan portfolio, or enhancing risk management processes. Our approach is rooted in direct institutional experience and aligned with international standards.
Training and capacity-building are central to our work. We deliver practical, results-driven programmes for loan officers, analysts, and management, both in the classroom and in the field.
our clients & partners
